R u Financial Literate???

R u Financial Literate???

Today India's Literacy rate is 74.04%. Its not still up to the mark. But timingly not to worry for. 

But mine question to U now is R we Financial Literate??? Many might wonder whats new with Financial Literacy? Is it a sinking ship for us or trash not to be thought of.  

From Childhood, our parents, teachers taught us very simple guildlines...

"Padhoghe, Likhoge... Banoge Nawab!!                                  

      Kheloghe Kudoghe....Hoghe Kharab!!"

As per 3 Idiots..                                                                             

"Life is a Race... If u Don't run fast... 

                              U will be a Broken Andaa!!!"

From Childhood, we have been fueled with a simple Literate educate that U should be good in Science, Maths, English, etc!!! Then a career path take route &  a routine job life starts. 

Then a Somewhere a Newton derived a Law..." If u are literate enough, U will get a Job!! If U are with Twinkling Job... U now are ready to book a Flat... a car...N blah Blah....& again U are caught in the Debt cycle, which will suck your blood slowly slowly till your retirement. Now once retired, count the pending days & leave the things for your generations ahead. 

I am never against the so called Indian psychology related to Life.

Just Wanna ask a Question... R we surely Knowing What's a Asset n Liability?

Its really pain, That We have a gap of Financial Literacy in our Education system. N we can't blame our Teachers or Parents that they failed to provide us Financial Literacy, because they always provide 50% Extra wat they Know. Branches of Education system is weaken, which don't educate everyone about Finance making our-self Financially healthy.

Today during Covid-19 Concerns, major people are with worry, If they get ride of Job, How they are going to pay the heavy debts??? The people who might get 10000rs per month also & not having any debt.. will have a sound sleep for next 6 Months atleast.

Asset is a part-time, full time revenue generation means, & liabilities are blood sucking bugs. Person who is financial literate, will have his asset columns more strong than his liabilities column.

When you are purchasing a Car, its surely a liability, But you should be so organised, that the Car loan debts should get paid through your Assets. 

Also Remember... Ur Job is never a asset!!

Because honorable President APJ Abdul Kalam have said...

Love your jobs..

But Don't love your company!

Because you may not know, When your company stops loving you!!!'

When you plan for a house, always have a backup remedy if today/ tomorrow  I am ride out of Job... is any possibility that I can pay the debt for atleast 3months till I get a new job.

If you have a dream to purchase something, go ahead..But just some1's point of sake, don't fall prey to Liabilities.

We have been literate to get a Job & have addition of Money.

 But we needed to master Multiplication of Money.

The most famous sentence which I like of Robert T. Kiyosaki is

" Your Money Should be Your Employee..... One Coin.. Brings more Coins along with it, If you Invest intelligently"

In every blog, I always emphasis that...

 Eachone of you Should understand yourself. Don't Replicate what others do & end in a mesh. You would be good in some or the other things. Analysis self. You needed to be sound with Market conditions Nationally & Internationally. Then Invest in best skill you got with.

Focus on How Money flows back to U rather than Sea of Debts taking it from Away.

N Why to wait for Retirement, When you can enjoy every single day of your life, If you have build a Strong Asset column of Yours!!!!

Also educate financial literacy to your children from childhood only, they should learn how to master Money Inflow & Outflow. Then Game of Life is So easy to Play!!!

From:  IAmJustU....Stood Among Many!!

"Love not at First Sight... But SOULMATE now for LifeTime!!!"

"Love not at First Sight... 

But SOULMATE now for LifeTime!!!"

Reading is a journey from Initial A, B, C, D to Creative Pictures, Small Words building a imperfect Sentence, Bedtimes Horrified Grandma Panchatantra Stories with Tricky Birbal with Pony Tail Tenali Rama in the journey, Interval is with Oxford Dictionary & Wren n Martin, & the boat of life pitches through the Ups & Down of Science & History. Then a tricky phase comes of life, Some read out Newspaper loud, & Some deepen in the silence of Novels, Autobiography & many more. 

 When we look back, we have travelled a lot distance sailing on Millions of words read till dated & its never ending journey, till your life stops ticking. If some one asks us, who was your first teacher of first words fluttering of your mouth. Majority will say Aaaaii, Aaaama, might paaa, n all. But do we remember the first time we fall in love with this reading of alphabets. Lets hear out a unconditional loved happened to me with the Sparkling fairyland of Words around us.

Let me take you to my childhood, every family, teacher desires that his son/ daughter should read, write as much as they can in the school life. But its really a boring phase, when something asked which against your wish. I too was the prey of this hunting ground. Pupil say " Where there is a Wish, there is a Way". But Man if i am not wishing only the readable nature, why to find the way.

Nothing comes till You desire for it!!

And mine desires were rolling the curtains of life up, coming days ahead.

I remember, When  I was in 9th Standard, we use to go to Tutions for English & Maths. The days of Adolescence. The days where the lesser you think before you act. Tutions means, Bunch of Freaks Guys with preetier Girls scouting at a little distance wide. Even though Tutor is near you but your dreams are piercing through him.

Our Tutor class use to have one rule, every friday a Maths test would be organised & every Saturday, English test would be organised, & the same day result would be declared. There use to be a fight between Girls & Boys for Max marks gainer of the week. Now those where the days, where I used to be very good in Algebra & Geometry. So every Maths test, I would be the leading competer compared to Girls. A pride feeling among the many & a thing, Girls are noticing me. 

But Saturday... Hussh, Warrior Batton would be lighten from the other side. At the end of English test, the best letter, the best Report, the best Dialogue wrote would be read out loudly. Our Opponent were really tough, girls had a good speech of story telling & a vast Vocabulary. Saturday.. The day the Battle of pride boys used to lose!! A harsh truth, we were really incapable of something. 

And now the phase of Vocabulary realization started unwinding. 

We boys now started coming every day early school atleast 10 min & started reading English news paper. Many tough words those days never understood also, but it was a heavy deft of vocabulary, that we had to undue.Shifted our focus on English Series streaming on Disney Channel those days. Still remember "The Suite life of Zack & Cody". Now we weren't perfect, but ours all Essays, Letter started having eyecatching words. We weren't still won the race, but now we weren't neither too back in the race. 

With every days, months passing reading someone's English comics, sports journal the pottery of our Words wasn't completely fulled, but now we were heavily armoured for the battle. N the magical spells started happening, boys were equally competing for English test including me. In next coming years, the battling spirit got left far-behind, but the Soulmate of Reading got magnetized to us like a shadow.Words are just a descriminative terminology of Self vision seeking the world around. More the Vocabulary you have, the picture of narrating is much more clear. Today I find myself occupied with lot many books during travelling ,home. I too carry a novel to office also, may be in journey time, a page gets read out. Love was never the First time right... but the friend (Vocabulary) is indeed following me to every circumstances of life.

I recommend everyone to take some time out for reading stuffs, let it be anything. Because the Word's phrases may change, Sound n language may change... But at end, they will reflect ourself only to the World around.

 From:  IAmJustU....Stood Among Many!!